Truck insurance that matches the loads you haul

Texas Trucking Coverage works with Texas trucking companies: fleets and owner-operators running under their own authority, interstate and intrastate. Dry van and reefer, flatbed and heavy haul, dump and aggregate, tankers and hazmat, hotshots, car haulers, wreckers, drayage and oilfield hauling.

The work starts where most trucking insurance problems start: a broker-carrier agreement with insurance terms your policy doesn't meet, a carrier packet that rejected your certificate, a filing that didn't post, or a renewal that came back far higher than last year. We read the requirement, line it up against the policies you actually have, and fix the gaps. Coverage is placed through a licensed Texas insurance agency.

How these pages are written

• Primary sources first. Federal regulations in the eCFR, FMCSA and TxDMV guidance, Texas statutes and administrative code, and port, customs and transportation agency data. Every page lists its sources, and every link was checked when the page was published or updated.
• No invented numbers. We don't publish premium figures, claim rates or survey results we can't trace to a public source. Where limits are described as common, that reflects contract language generally, not any one broker or shipper.
• No named-broker requirements. Brokers and shippers set their own requirements and change them. Your agreement is the only authority on what it asks for.
• No insurer names. The right market depends on your operation, radius, drivers and loss history, not on a logo in an article.
• Insurance, not law. Indemnity clauses and contract disputes belong with your attorney. We explain how the insurance has to line up with whatever you sign.

Tools

The DOT number lookup reads public FMCSA records. The broker agreement decoder runs in your browser; the text you paste is not uploaded. The trucking insurance facts page collects the sourced facts used across the site.

Corrections

If something on this site is wrong or out of date, tell us through the contact form and we'll fix it and update the date on the page.

Photography

Photos used under the Unsplash License: Zetong Li, Braden Egli, Riley Crawford, Jason Mitrione, Tom Jackson, Shay, Preston A Larimer, Brian J. Tromp, Corey Willett, Howard R Wheeler, Justin Wolff, Evan Porter, Donald Giannatti, Jaime Maldonado, Mohammad Hossein Farahzadi, Fr0ggy5, Frames For Your Heart, Roger Starnes Sr, Fr0ggy5, janelyn young, Roger Starnes Sr, Jonathan Cooper, PortCalls Asia, Preston A Larimer, Fr0ggy5, Daphne Fecheyr, Sander Yigin, Yassine Khalfalli, Gang Hao, Walter Coppola, Jason Mitrione, Sijmen van Hooff, Buddy AN, Jake Kling, Nils Huenerfuerst, Andrés Caicedo, Andrés Caicedo.